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External
Since: Oct 04, 2003
Posts: 2
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(Msg. 1) Posted: Sat Oct 04, 2003 6:17 am
Post subject: Accepting Credit Cards
Archived from groups: alt>www>webmaster (more info?)
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What all is involved with accepting credit cards on a website? I have looked
at a merchant account through Paysystems, and a few others. Would also like
to allow the use of Paypal.
The owners of the site do accept Mastercard and Visa for there goods already
for point of sale purchases.
With a merchant account i take it that doesn't matter correct?
Right now the site i estimate would be selling less than 1,000 tickets to a
music festival held at the same time once every year.
The whole idea of doing online ticket sales was to cut down on flyer
printing, material and postage costs.
With the ticket prices ranging from $20 to $50, the charges associated with
the merchant account can range anywhere from $1.80 to $2.95 pr/ticket and
higher rates at other Merchant accounts.
Is there another way to set this up without the use of a merchant account?
Thanks |
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External
Since: Sep 18, 2003
Posts: 106
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(Msg. 2) Posted: Sat Oct 04, 2003 6:17 am
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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"Mike" <reply.TakeThisOut@newsgroup.com> wrote in message
news:DZqfb.679973$uu5.111358@sccrnsc04...
> What all is involved with accepting credit cards on a website? I have
looked
> at a merchant account through Paysystems, and a few others. Would also
like
> to allow the use of Paypal.
> The owners of the site do accept Mastercard and Visa for there goods
already
> for point of sale purchases.
> With a merchant account i take it that doesn't matter correct?
> Right now the site i estimate would be selling less than 1,000 tickets to
a
> music festival held at the same time once every year.
> The whole idea of doing online ticket sales was to cut down on flyer
> printing, material and postage costs.
> With the ticket prices ranging from $20 to $50, the charges associated
with
> the merchant account can range anywhere from $1.80 to $2.95 pr/ticket and
> higher rates at other Merchant accounts.
> Is there another way to set this up without the use of a merchant account?
>
> Thanks
>
>
Hello,
Sorry, unfortunately if you want to take credit cards directly you will need
a merchant account. You can use paypal, which is sometimes cheaper, but
then its 3rd party and customers have to fill out first all their info on
your site and then again on paypal, kind of a pain for most people.
Thanks,
Dan
<a style='text-decoration: underline;' href="http://www.DynamoHosting.net" target="_blank">www.DynamoHosting.net</a><!-- ~MESSAGE_AFTER~ --> |
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External
Since: Oct 04, 2003
Posts: 2
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(Msg. 3) Posted: Sat Oct 04, 2003 2:45 pm
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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Thanks Dan you mean every single site out there that sells anything must pay
a fee on every item they sell?
I cant believe that's true. Companies i deal with regularly like newegg and
googlegear must be setup another way.
If im that misinformed (and i am) do you have any suggestions to keep these
costs down?
"Dan DeVincent" <stftk14 RemoveThis @wideopenwest.com> wrote in message
news:V-CcnVjawsqSy-OiU-KYhA@wideopenwest.com...
>
> "Mike" <reply RemoveThis @newsgroup.com> wrote in message
> news:DZqfb.679973$uu5.111358@sccrnsc04...
> > What all is involved with accepting credit cards on a website? I have
> looked
> > at a merchant account through Paysystems, and a few others. Would also
> like
> > to allow the use of Paypal.
> > The owners of the site do accept Mastercard and Visa for there goods
> already
> > for point of sale purchases.
> > With a merchant account i take it that doesn't matter correct?
> > Right now the site i estimate would be selling less than 1,000 tickets
to
> a
> > music festival held at the same time once every year.
> > The whole idea of doing online ticket sales was to cut down on flyer
> > printing, material and postage costs.
> > With the ticket prices ranging from $20 to $50, the charges associated
> with
> > the merchant account can range anywhere from $1.80 to $2.95 pr/ticket
and
> > higher rates at other Merchant accounts.
> > Is there another way to set this up without the use of a merchant
account?
> >
> > Thanks
> >
> >
>
> Hello,
>
> Sorry, unfortunately if you want to take credit cards directly you will
need
> a merchant account. You can use paypal, which is sometimes cheaper, but
> then its 3rd party and customers have to fill out first all their info on
> your site and then again on paypal, kind of a pain for most people.
>
> Thanks,
> Dan
<font color=purple> > <a style='text-decoration: underline;' href="http://www.DynamoHosting.net</font" target="_blank">www.DynamoHosting.net</font</a>>
>
><!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Accepting Credit Cards |
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External
Since: Sep 18, 2003
Posts: 106
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(Msg. 4) Posted: Sat Oct 04, 2003 2:45 pm
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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Mike,
If im not mistaken, I believe all companies selling on the net will be
paying a fee for credit card processing. The thing is, big stores like
Newegg, they just have extremely low rates, I would assume much lower than
normal merchant rates due to their high processing volume.
Thanks,
Dan
www.DynamoHosting.net >> Stay informed about: Accepting Credit Cards |
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External
Since: Sep 19, 2003
Posts: 4
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(Msg. 5) Posted: Sat Nov 01, 2003 6:01 am
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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"Mike" <reply.DeleteThis@newsgroup.com> wrote in message
news:fpyfb.676651$Ho3.142787@sccrnsc03...
> Thanks Dan you mean every single site out there that sells anything must
pay
> a fee on every item they sell?
> I cant believe that's true. Companies i deal with regularly like newegg
and
> googlegear must be setup another way.
> If im that misinformed (and i am) do you have any suggestions to keep
these
> costs down?
>
Every brick and mortar merchant pays a fee as well. It's not just online
merchants. Volume often results in fee reductions as does a contract for
exclusivity - e.g. Commercials for using X card at the Olympics because
"They don't take Y card".
In the US, the Uniform Commercial Code makes it illegal in most states to
charge more for purchase made by credit card. Curiously though, small
merchants have been known to offer "Cash Discounts" of 4-5% on purchases
made without using a credit card. You see it quite often at computer shows,
etc.
dp<!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Accepting Credit Cards |
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External
Since: Oct 31, 2003
Posts: 10
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(Msg. 6) Posted: Sat Nov 01, 2003 6:18 am
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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"news.snet.sbcglobal.net" <depyers.TakeThisOut@snet.net> wrote in message
news:kmFob.16119$aE2.14170@newssvr33.news.prodigy.com...
>
> "Mike" <reply.TakeThisOut@newsgroup.com> wrote in message
> news:fpyfb.676651$Ho3.142787@sccrnsc03...
> > Thanks Dan you mean every single site out there that sells anything must
> pay
> > a fee on every item they sell?
> > I cant believe that's true. Companies i deal with regularly like newegg
> and
> > googlegear must be setup another way.
> > If im that misinformed (and i am) do you have any suggestions to keep
> these
> > costs down?
> >
> Every brick and mortar merchant pays a fee as well. It's not just online
> merchants. Volume often results in fee reductions as does a contract for
> exclusivity - e.g. Commercials for using X card at the Olympics because
> "They don't take Y card".
> In the US, the Uniform Commercial Code makes it illegal in most states to
> charge more for purchase made by credit card. Curiously though, small
> merchants have been known to offer "Cash Discounts" of 4-5% on purchases
> made without using a credit card. You see it quite often at computer
shows,
> etc.
> dp
I see that a lot too. In every agreement I've read the credit card company
prohibits the practice but it is ignored at trade shows. You aren't supposed
to offer a discount for cash or a surcharge a for using a card but they do
it anyway.<!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Accepting Credit Cards |
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External
Since: Sep 19, 2003
Posts: 3499
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(Msg. 7) Posted: Sat Nov 01, 2003 2:10 pm
Post subject: Re: Accepting Credit Cards [Login to view extended thread Info.]
Archived from groups: per prev. post (more info?)
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J. Snape wrote:
> "news.snet.sbcglobal.net" <depyers.RemoveThis@snet.net> wrote in message
> news:kmFob.16119$aE2.14170@newssvr33.news.prodigy.com...
>>
>> "Mike" <reply.RemoveThis@newsgroup.com> wrote in message
>> news:fpyfb.676651$Ho3.142787@sccrnsc03...
>>> Thanks Dan you mean every single site out there that sells anything
>>> must pay a fee on every item they sell?
>>> I cant believe that's true. Companies i deal with regularly like
>>> newegg and googlegear must be setup another way.
>>> If im that misinformed (and i am) do you have any suggestions to
>>> keep these costs down?
>>>
>> Every brick and mortar merchant pays a fee as well. It's not just
>> online merchants. Volume often results in fee reductions as does a
>> contract for exclusivity - e.g. Commercials for using X card at the
>> Olympics because "They don't take Y card".
>> In the US, the Uniform Commercial Code makes it illegal in most
>> states to charge more for purchase made by credit card. Curiously
>> though, small merchants have been known to offer "Cash Discounts" of
>> 4-5% on purchases made without using a credit card. You see it quite
>> often at computer shows, etc.
>> dp
>
> I see that a lot too. In every agreement I've read the credit card
> company prohibits the practice but it is ignored at trade shows. You
> aren't supposed to offer a discount for cash or a surcharge a for
> using a card but they do it anyway.
That was a legal requirement in the UK for a bit but it's been dropped now.
Ignoring the shady business of computer shows for a minute where there may
be other reasons for prefering cash. It costs money to use banking
facilities. It doesn't make much difference how one receives payments, the
banks have a way of charging for the privilege. Sure, one method may have
an edge over others, but one still has to pay.
--
William Tasso - <a style='text-decoration: underline;' href="http://WilliamTasso.com" target="_blank">http://WilliamTasso.com</a><!-- ~MESSAGE_AFTER~ --> >> Stay informed about: Accepting Credit Cards |
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