Accepting CC and Debit Cards in USA

Albert wrote:
 > I saw the post for the UK, but I am in the USA.
 > I am just getting my web site up and running and
 > come to the point of needing to setup the payment process.
 >
 > What is the best (s) or your way to go about it.
 >
 > I am using OScomerce if that makes any difference.
 >
 > Thanks

I love <a style='text-decoration: underline;' href="http://www.2checkout.com" target="_blank">www.2checkout.com</a> have used them for years with no problems.<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA 

Albert wrote:

 > I saw the post for the UK, but I am in the USA.
 > I am just getting my web site up and running and
 > come to the point of needing to setup the payment process.
 >
 > What is the best (s) or your way to go about it.

I am in the process of escaping from PaySystems.

After a lot of comparing features and prices, I decided to go with
e-onlinedata and Authorize.net. If you go to e-onlinedata via the link
on Authorize.net's website, the rates chart will show the $80 gateway
setup fee waived. So, if you decide to sign up, make sure you follow
that link.

<a style='text-decoration: underline;' href="https://www.e-onlinedata.com/authorizenet" target="_blank">https://www.e-onlinedata.com/authorizenet</a>

It may pay to shop around. The Credit Card Store saw my information and
decided that my site was high risk, so they wanted to charge a higher
rate. The underwriter at E-onlinedata saw my application and felt that
my site was practically risk-free and approved the application right away.

Before you make a final decision on a processor, do a Google search on
them and see what shows up in various webmaster forums. I eliminated my
first choice because of too may complaints about them.

But compare rates too. I almost went with CDG Commerce because of their
reputation, but their rates were higher than a lot of other processors.

When comparing rates, look at EVERYTHING.

Setup fee
Gateway setup fee
Discount rate
Swipe fee
Statement fee
Gateway fee
Gateway swipe fee
Free swipes
Any other misc fee

If you want to look at what different companies have to offer, you can
start here:

<a style='text-decoration: underline;' href="http://www.authorizenet.com/reseller/directory.php" target="_blank">http://www.authorizenet.com/reseller/directory.php</a>

And don't forget PayPal. It shouldn't be your only method of payment,
but you may want to offer it as an option.<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA 

"Scott Bryce" <sbryce.DeleteThis@scottbryce.com> wrote in message
news:10m8b6pqv84c039@corp.supernews.com...
 > Albert wrote:
 >
  >> I saw the post for the UK, but I am in the USA.
  >> I am just getting my web site up and running and
  >> come to the point of needing to setup the payment process.
  >>
  >> What is the best (s) or your way to go about it.
 >
 > I am in the process of escaping from PaySystems.
 >
 > After a lot of comparing features and prices, I decided to go with
 > e-onlinedata and Authorize.net. If you go to e-onlinedata via the link on
 > Authorize.net's website, the rates chart will show the $80 gateway setup
 > fee waived. So, if you decide to sign up, make sure you follow that link.
 >
<font color=purple> > <a style='text-decoration: underline;' href="https://www.e-onlinedata.com/authorizenet</font" target="_blank">https://www.e-onlinedata.com/authorizenet</font</a>>
 >
 > It may pay to shop around. The Credit Card Store saw my information and
 > decided that my site was high risk, so they wanted to charge a higher
 > rate. The underwriter at E-onlinedata saw my application and felt that my
 > site was practically risk-free and approved the application right away.
 >
 > Before you make a final decision on a processor, do a Google search on
 > them and see what shows up in various webmaster forums. I eliminated my
 > first choice because of too may complaints about them.
 >
 > But compare rates too. I almost went with CDG Commerce because of their
 > reputation, but their rates were higher than a lot of other processors.
 >
 > When comparing rates, look at EVERYTHING.
 >
 > Setup fee
 > Gateway setup fee
 > Discount rate
 > Swipe fee
 > Statement fee
 > Gateway fee
 > Gateway swipe fee
 > Free swipes
 > Any other misc fee
 >
 > If you want to look at what different companies have to offer, you can
 > start here:
 >
<font color=purple> > <a style='text-decoration: underline;' href="http://www.authorizenet.com/reseller/directory.php</font" target="_blank">http://www.authorizenet.com/reseller/directory.php</font</a>>
 >
 > And don't forget PayPal. It shouldn't be your only method of payment, but
 > you may want to offer it as an option.


We use CDG Commerce and Authorize.net. CDG's customer service is amazing.
I don't think our rates are very high at all (I"ve shopped around) - but
even if their rates weren't good, I wouldn't mind because of the great
service.

--Tina
--
<a style='text-decoration: underline;' href="http://www.AffordableHOST.com" target="_blank">http://www.AffordableHOST.com</a> - Managed, Dedicated and Colo Servers
<a style='text-decoration: underline;' href="http://www.AxisHost.com" target="_blank">http://www.AxisHost.com</a> - High bandwidth Cpanel Hosting Accounts
Datacenter located in Grand Rapids, Michigan
Serving the web since 1997<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA 

Scott Bryce wrote:

 > I am in the process of escaping from PaySystems.

He he. They escaped from me!

They shut me down for too many chargebacks (none of them my fault I hasten
to add) such is the joy of the hosting business.

I reminded them in no uncertain terms that one of the things I was paying
for, was the validation checks they made on cards, and which they also made
such a big deal about!

Bastards.

--
Charles Sweeney
<a style='text-decoration: underline;' href="http://CharlesSweeney.com" target="_blank">http://CharlesSweeney.com</a><!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA 

Charles Sweeney wrote:

 > Scott Bryce wrote:
 >
 >
  >>I am in the process of escaping from PaySystems.
 >
 >
 > He he. They escaped from me!

PaySystems has treated me well. The problems started when they changed
from a 3rd party biller to a payment processor. They still use the same
interface they used as a third party biller. The interface says they
(not me!) accept 7 different credit cards and e-checks. The problem is
that I don't. I have a lot of declines as a result. Also people find the
interface confusing, so I have a lot of emails from people who say that
they signed up, but can't log on. It turns out that they didn't get to
the last payment screen on the PaySystems site.

Grrr!

Most of my tech support problems are due to problems with PaySystems.<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA 

In alt.www.webmaster Viper said:

 > I love <a style='text-decoration: underline;' href="http://www.2checkout.com" target="_blank">www.2checkout.com</a> have used them for years with no problems.

as a customer 2checkout sucked the big one when you need to change
account details for goodies like reoccurring billing. not in any way
user friendly so i changed to someone who didn't use them.

--
l i t t l e v o i c e s m a k e m e<!-- ~MESSAGE_AFTER~ -->
 >> Stay informed about: Accepting CC and Debit Cards in USA